기타 | 자동차 보험에 UM coverage가 없을경우..
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What are the risks if I do not have uninsured motorist coverage?
Nearly 14 percent of all drivers on the road today are driving without car insurance, which, of course, is illegal and dangerous. With recent changes to the American economy, the number of uninsured drivers is on the rise. As a result, if you are involved in an accident with an uninsured driver, you may not be able to recover costs for your injuries or property damage, if you yourself do not have uninsured motorist coverage in your car insurance policy. Your only recourse will be to sue the driver privately... but he may not have assets to pay. That is why it is critical to have uninsured motorist coverage, despite advice some may give to the contrary.
Such uninsured motorist coverage has a number of advantages, including:
Covering your medical expenses if you are injured in an car accident with an uninsured motorist.
Covering your property if your car or other property is damaged in an accident with an uninsured motorist.
Covering the expenses of other parties in your car in a collision with an uninsured motorist.
Covering lost wages as a result of your accident with an uninsured motorist.
When considering your car insurance policy, be sure to purchase such a policy.
http://sanjosepersonalinjury.blogspot.com
Nearly 14 percent of all drivers on the road today are driving without car insurance, which, of course, is illegal and dangerous. With recent changes to the American economy, the number of uninsured drivers is on the rise. As a result, if you are involved in an accident with an uninsured driver, you may not be able to recover costs for your injuries or property damage, if you yourself do not have uninsured motorist coverage in your car insurance policy. Your only recourse will be to sue the driver privately... but he may not have assets to pay. That is why it is critical to have uninsured motorist coverage, despite advice some may give to the contrary.
Such uninsured motorist coverage has a number of advantages, including:
Covering your medical expenses if you are injured in an car accident with an uninsured motorist.
Covering your property if your car or other property is damaged in an accident with an uninsured motorist.
Covering the expenses of other parties in your car in a collision with an uninsured motorist.
Covering lost wages as a result of your accident with an uninsured motorist.
When considering your car insurance policy, be sure to purchase such a policy.
http://sanjosepersonalinjury.blogspot.com
작성일2012-09-06 09:14
pi-guy님의 댓글
pi-guy
UM이 없으시거나 뭔지 모르시는 분들은 바로 보험에이전트한테 연락하세요. 보험이 없는 가해자의 잘못으로 사고가 났을경우, UM coverage가 없으면 보상금을 못받습니다.
